In the market, funds sometimes show unusual characteristics. How should investors make use of these new features to invest in funds? We put forward some suggestions for your reference.

1. Active Equity Fund

In the recent rebound, the performance of active funds has shown great differences due to differences in investment capacity and early operations. Public data shows that among the 230 active funds, there were some funds whose net unit value increased by more than 14% in the large-scale rebound on April 23 and 24, but at the same time, there were many funds whose net unit value increased by less than 5%, and some funds whose net unit value increased by less than 2%.

On the whole, some fund companies and their funds that performed relatively well in the early adjustment of the market had relatively limited net value growth during the recent surge; On the contrary, funds with poor performance in the early stage begin to increase significantly.

proposal

Experts pointed out that most of the outstanding funds in recent days lost a large amount of early net worth. A big factor behind its rise is its high position. The insiders pointed out that as the stock market became warmer, the focus of competition among funds would change from low position strategy in the first quarter to moderate position and select individual stocks. Therefore, when choosing an active stock fund, investors should pay more attention to the stability of fund performance. A shortcut is to find varieties that can not only resist the decline in the early shock, but also lead the rise in the recent rebound.

In this regard, senior financial advisers suggested that the new fund should be suitable for investors with stable style; While the old fund has a certain stock position, which can achieve rapid net value growth in the market recovery, and is more suitable for investors with high risk tolerance.

2. Index fund

Because of its passive investment tracking target The characteristics of the index enable the index fund to maintain at least 90% of the stock position at any time. When the market is in a long-term bull market or a rebound at the bottom, the index fund can timely and accurately keep up with the pace of the market rise, and obtain returns far more than those of general active funds.

proposal

The performance of an index fund depends on the target index it chooses to track. Different index funds have different income and risk expectations. The most important thing to choose an index fund is to choose the right index first.

If investors take the single market as their investment target, they may wish to focus on the fund varieties with the single market index as the tracking target. Some securities companies suggested in their fund investment strategy report in May that investors could focus on selecting some index fund products that track large cap stock indexes.

3. Bond fund

As the stock market improved, the performance ranking of bond funds also changed greatly. The decline of the stock market in the early stage made some bond funds with high participation in the stock market depreciate heavily, but the recent sudden change in the underlying market made them start to appreciate again.

proposal

Experts suggest that investors should focus on pure bond fund products that focus on the allocation of credit bonds.

conclusion

As an investor, you should always pay attention to changes in the market and be ready at any time. In this way, you can avoid losing a lot of property. These are our suggestions on how to invest when the market changes. You can learn from it to help you realize wealth freedom as soon as possible.

（Writer：Juliy）